housing

Buying/Renting Home vs Investing In Stocks

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Reading Time: 6 minutes The conventional wisdom during the baby boom generation was that buying a house was a ticket to financial freedom. Because policy makers believed in this concept, since the late 90s there was an aggressive attempt to get people into homes they couldn’t afford. Obviously, over leveraging yourself with the purchase…CONTINUE READING

Housing: There’s Good News & Bad News

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Reading Time: 5 minutes For your reference, we’ve discussed housing in previous articles: What Comes Next For Housing Prices/Rent? The New Trend In Housing The Future of US Housing Market Is US Housing In A Bubble, Again? As mentioned previously, the United States has been experiencing a decline in the homeownership rate. It’s important to…CONTINUE READING

Student Loans Are Not Like Housing Bubble

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Reading Time: 6 minutes It’s widely known that the financial sector has become more centralized because of the mergers between some of the banks and other financial institutions during the financial crisis something we discussed in depth in Are Too Big To Fail Banks Safe?. For example, Bank of America acquired Merrill Lynch and…CONTINUE READING

Are Low Wages Supporting High Corporate Profit Margins?

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Reading Time: 6 minutes The problem with macroeconomic analysis is when economists make broad statements about the economy. The reason this is not practical is because the economy is a complex system and is constantly changing. The job of the Federal Reserve is to make policy decisions for the whole economy which is a…CONTINUE READING

What Comes Next For Housing Prices/Rent?

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Reading Time: 5 minutes Home Equity Is Recovering We’ve previously examined housing related debt in the Q3 report on consumer debt. As we discussed, the housing market took a few years to recover yet the total housing debt consumers have is still below the previous peak. The home ownership rate is only now starting…CONTINUE READING