student loans

Student Loans Are Not Like Housing Bubble

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Reading Time: 6 minutes It’s widely known that the financial sector has become more centralized because of the mergers between some of the banks and other financial institutions during the financial crisis something we discussed in depth in Are Too Big To Fail Banks Safe?. For example, Bank of America acquired Merrill Lynch and…CONTINUE READING

Is The Consumer Healthy Or Indebted?

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Reading Time: 5 minutes Dire Or Choosing Not To Save? The health of the consumer is a hotly debated topic because stats are cited that show a large percentage of Americans don’t have much saved for retirement, yet the unemployment rate which is not a perfect measurement is at 4.1% which indicates a healthy labor…CONTINUE READING

Should I Go To College?

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Reading Time: 5 minutes For decades the automatic response for the question of “should I go to college?” was a resounding yes. However, with education becoming so ubiquitous through the spreading of the internet, and the cost of going to college highest ever, the answer to that same question today is more nuanced. The…CONTINUE READING

Corporate Debt Highest Ever – What Does It Mean?

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Reading Time: 6 minutes In previous articles, the groundwork for how the current financial bubble was created has been explained. You can read them here, here, or here. To summarize, central banks have collectively pumped trillions of dollars into the system by buying assets. This lowered fixed income yields to record low levels. There…CONTINUE READING

Student Loans Crisis: Is College Worth It?

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Reading Time: 6 minutes Imagine every grain of sand on a beach was actually a grain of gold.  That is a lot of gold.  Imagine what would appear to be infinite amounts of gold.  Miles and miles of gold.  How much is it worth?  Probably not that much to anyone because if you actually…CONTINUE READING